Auto Liability InsuranceCar Insurance Dothan AL

Alabama law requires all drivers to hold a specified amount of Automobile Liability Insurance. This requirement applies to each vehicle registered with the state. Get in a free Auto Insurance quote from Dothan, Alabama’s Mallory Tate Agency will help you discover savings over multiple carriers.

If you cause an accident, Liability Insurance will help cover any property damage and/or bodily injury claims made by the other drivers involved. A Mallory-Tate agent can review your policy to ensure you are in compliance with state law as well as determine if your current liability coverage is in line with your situational needs.

Additional Coverage Options

Keep in mind that liability insurance does not cover damage to your car or your personal injuries. Additionally, if your vehicle is being financed or leased, your lender may require comprehensive and collision insurance along with the state mandated liability insurance as part of the loan agreement. Mallory-Tate can d

  • Collision: Coverage for accident-related damage to your vehicle
  • Comprehensive: Coverage for damage to your vehicle not caused by a collision, such as theft, storm damage, or vandalism
  • Medical and Funeral: Coverage that helps pay for medical and funeral expenses incurred as the result of an auto accident
  • Uninsured/Underinsured Motorists: helps pay for medical bills and/or damage to your car if you are involved in an accident with a driver who does not have any insurance or does not have enough insurance to adequately cover your costs.

Premiums and Deductibles

A premium is the amount you pay, either monthly, quarterly, or yearly, to maintain your insurance policy. A deductible is the amount you must pay out-of-pocket before an insurer will begin to pay toward covered expenses. As a rule, the higher the premium, the lower the deductible; conversely, the higher the deductible, the lower the premium. So before finalizing your auto policy, you must decide if you have the savings to cover a higher out-of-pocket amount, or if you would be better off budgeting for a slightly higher premium.

Having the right auto insurance policy in place now can save you a lot of suffering down the road. Mallory-Tate Insurance Services can give you the peace of mind that comes with knowing your family and assets are protected. And since Mallory-Tate is an independent agency, we can shop multiple providers to find the best and cheapest car insurance Dothan AL drivers have available.

Call us today to get your free quote or fill out our form in the right sidebar and we will call you!

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