Family Needing Personal InsuranceTypes of Personal Insurance

A minor fender-bender or a catastrophic house fire. Accidents happen. Weather happens. Mallory-Tate Insurance Services can help you put together a policy that will protect you, your family, and your assets.

Personal Insurance options shield you and your family from possible life-altering financial liabilities caused by accidents, death, injury, fire, theft, natural disasters, and even some lawsuits. 

Auto Insurance

Alabama state law requires all drivers to hold a minimum amount of liability insurance for each registered vehicle. Additional coverage is also available to drivers who want more than just the state required minimums. Collision, Comprehensive, Medical and Funeral, and Uninsured Motorist coverage can be added on to your general liability policy. 

Homeowners Insurance

Though not required by Alabama state law, many mortgage lenders will not process a home loan without proof of homeowners insurance. Most homeowners insurance policies contain Personal Liability Coverage and Property Damage Coverage. Several add-on options are also available such as Additional Living Expenses Coverage and Medical Payments Coverage.  

Renters Insurance 

If you are currently renting a house, apartment, or other dwelling, don’t assume that your landlord’s insurance will cover you or your possessions in the event of theft, fire, or an accident occurring on that property. Renters Insurance policies offer coverage for personal property, liability, and additional living expenses. 

Life Insurance

Having a Life Insurance Policy in place is an important component of your overall financial planning strategy. In addition to providing a safety net for your family should something happen to you, the right life insurance policy can create an easy way to save money that can be borrowed on in an emergency. It is important to routinely review your policy to ensure it remains in line with your financial goals.


As an Independent Insurance Agency, Mallory-Tate Insurance Services is not tied down to one company or one quote. We will shop and compare prices until we find one that works for you.